In order to help consumers and small business owners wade their way through the available pool of budget templates and thus better manage their money, WalletHub’s editors compared hundreds of options and selected the best templates for individuals, families, roommates, small business owners and more.
While every budget differs in certain respects, reflecting the personal nature of finance, certain tried-and-true budget blueprints do exist. These templates provide organization to one’s financial transactions, enabling users to quickly track spending and payment habits over time. They were selected not only because of their functionality, but also because each offers a clean look and feel as well as simple, intuitive usability.
It’s also important to note that the templates described below are all based on Microsoft Excel. If you don’t have Excel, you should be able to find a version of the particular template in Google Docs or Open Office.
Spreadsheet123® budget templates are fairly simple tools that you can download completely free for your personal use. These spreadsheets intended to provide an extra comfort when creating a budget.Majority of our budget templates are also available for OpenOffice and Google Docs, so if you are ready to regain control over your personal or family finances worry not, since the barrier of not.
Best Monthly Budget Template: Vertex42 Money Management
Editor’s Note: While labeled a “yearly” budget planner, this template really allows you to make monthly plans and then track them on a relatively high level. Grouping expenses and transactions into certain categories is more common the longer your budgeting term is, since logging individual transactions would be overly cumbersome. With that being said, the frequency versatility offered by this template is a unique feature and one of the main reasons we picked it as being both the Best Monthly Budget Template and the Best Daily Budget Template.
Best Weekly Budget Template:Vertex 42 Weekly Budget Template
Editor's Note: This weekly budget planner enables you to track transactions on a day-to-day basis as well as follow your progress toward weekly goals. We recommend leveraging both components of this budget, logging daily transactions, comparing them to weekly benchmarks and gleaning long-term insights over time. The graphic features of this template will help with that last part.
Best Daily Budget Template:Vertex42 Money Management
Free fps shooter online games for mac. The weekend's here and if you're worried about being bored, here are some great FPS games you can play on your Mac. This time around I'm focusing on some of my favorite first person shooters (FPSs) that are currently available for the Mac platform, ranging in price from free to not free. Overall, people love it for its art direction, gameplay, humor, and strong community. And Team Fortress 2 is still among the most played games on Steam and one of the best free fps games for mac. Metascore: Not demanding: Yes.
Editor’s Note: Perhaps Vertex 42’s most unique offering, this “money manager” template enables users to log items at the transaction level and them group them for weekly and monthly totals as well as actionable spending intelligence. This template – also our pick for the best annual blueprint – therefore provides daily tracking capabilities that lend themselves to long-term insights.
Editor’s Note: Offering a simple, customizable design, this project budget provides great versatility and will work for most any job. The pliability of this template does have a downside, however. You’ll need to already have a good idea of the items you need to purchase and their corresponding costs. In other words, this isn’t a budget template that will generate a ton of ideas.
Editor’s Note: This monthly family budget template features a very simple, user-friendly design. It is intuitive to use and allows for quick customization – though most of a household’s monthly income and expense items are pre-listed. The fact that common expenses are grouped into clear spending buckets and the emphasis placed on the ultimate difference between budgeted amounts and amounts spent also heightens the financial visibility provided by the template, making personal finance triage much easier.
Editor’s Note: This spreadsheet enables travelers to easily evaluate and track their expenses. The quick reference graphics are a nice touch as well. Travelers can use them to not only track major expenses at a high level, but also ensure that one does not attribute too much money to a particular aspect of their trip. You could even use this feature to balance spending between multiple destinations.
Editor’s Note: This template provides a helpful breakdown of the various costs one must consider when planning a wedding and makes it easy to track these expenses over time. Not only does this enable users to plan and constrain costs, but it might also help you foresee costs that wouldn’t otherwise be taken into account until it’s too late.
Editor’s Note: With a clear, intuitive design and line items catered to college students, this template represents a great way for students to save money and boost their financial literacy.
The fact that users are able to categorize expenses and budgeted amounts as being one-offs, monthly benchmarks or annual goals is also uniquely valuable to the college audience.
Simply selecting the right budget template is only step one. You also need to establish habits conducive from effective budget tracking and money management adjustments. You can find a few tips for doing so below.
Image: Rinelle / Shutterstock
Was this article helpful?
Disclaimer: Editorial and user-generated content is not provided or commissioned by financial institutions. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Our content is intended for informational purposes only, and we encourage everyone to respect our content guidelines. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation 'Sponsored', where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.